STR rules · verified 1mo ago
Short-term rental rules in Captiva, FL
Captiva FL (Lee County unincorporated barrier island; north of Sanibel via Blind Pass; Captiva Community Plan area; about 4 miles long; includes Captiva Village commercial enclave with locally owned restaurants, shops, marinas) is governed by the Lee County Land Development Code as unincorporated Lee County and shares the 5% Lee County Tourist Development Tax administered by the Lee County Clerk of Court Inspector General Department. Unlike Sanibel city (28-day minimum stay ordinance), Captiva allows weekly rentals under Lee County zoning, making it the dominant short-stay barrier-island product in the Sanibel-Captiva corridor. Hurricane Ian (September 28, 2022, Category 4) made direct landfall on North Captiva with 150 mph winds and 10-15 ft storm surge; Captiva recovered faster than Sanibel and a limited selection of condos and repaired homes returned to weekly rental in 2023-2024. Captiva has no independent municipal STR ordinance because it is unincorporated. Florida Statute 509.032(7) preempts Lee County from banning STRs absent a pre-June-2011 ordinance.
What's behind the sign-in
- Registration fees — initial + annual renewal cost, per permit type
- Permit caps + waitlists — exact cap values, current waitlist counts
- Owner-occupancy rules — days/year requirement, permit-class splits
- Zoning carve-outs — which districts allow / disallow STR
- Tax stack — TOT, hotel, county + state layers
- Stay limits — min/max nightly, max nights/year
- Operational requirements — parking, insurance, fire inspection, neighbor notice
- Penalties — per-night fines, revocation thresholds
- City-specific gotchas — HOA carve-outs, pending legislation, recent court rulings
- Refresh on demand — re-run the agentic pipeline against the city's current ordinance
Frequently asked
Are short-term rentals legal in Captiva, FL?
Captiva is currently restricted for short-term rentals. Permitted but with material constraints — caps, owner-occupancy rules, zoning carve-outs, or active ordinance review. For the actual fees, caps, owner-occupancy rules, and city-specific gotchas, sign in.
Do I need a permit to run an Airbnb in Captiva?
Almost certainly yes — almost every U.S. city now requires a short-term rental permit, vacation rental permit, or transient lodging permit before you can legally list. The specifics for Captiva (cost, renewal cycle, required documents) are behind sign-in. You can also read the source ordinance directly: https://www.leegov.com/dcd/planning/cp/captiva.
What happens if I rent without a permit in Captiva?
Most cities charge per-night fines (a few hundred to a few thousand dollars per violation), escalating to cease-and-desist letters and platform delisting on repeat. Airbnb and Vrbo now share permit-validation feeds with most major cities, so unpermitted listings get blocked at the platform level. Sign in to see the specific penalty schedule for Captiva.
How current is this data for Captiva?
This record was verified 1mo ago against the city's published ordinance (.gov or the city's official municipal-code publisher). Cached cities re-verify on a cadence — daily for cities under active legislation, weekly otherwise. Signed-in users can hit Refresh on any city to force a fresh pull. If you're underwriting a deal, always confirm against the city's code-enforcement office before closing.
Can my HOA or condo association ban STRs even if Captiva allows them?
Yes. City permits authorize you under municipal law, but your HOA, condo association, or co-op board sets contractual rules that override the city for your unit. Many HOAs adopted blanket STR bans between 2018 and 2024 in response to neighbor complaints. Read the CC&Rs, bylaws, and rental addendums before you buy with an STR plan — the city saying yes does not mean your building says yes.